You may still be munching on stuffing and pumpkin pie leftovers. But let’s face it, the official holiday shopping season begins the minute Thanksgiving dinner dishes are done.

Feeling the pressure? Don’t worry, it’s not too late to develop a plan for your holiday spending so you don’t find yourself with post-holiday blues when the January bills roll in.

Here are some helpful tips so you can enjoy the holiday season without stress, financial worry, or guilt.

Be realistic and have realistic expectations

Determine how much you can realistically spend from your sources of income between now and when your gift exchanges occur. Divide the sum by the number of gifts or people on your list to give you an idea of…

[Resisting The Urge To Splurge On Holiday Presents!, continued]