Sam Glover on Caveat Emptor is reporting that nearly everyone that had a credit card, loan or credit account, or an open line of credit at any point from January 1, 1987 to May 28, 2008 you maybe entitled to a settlement from a class action law suit against TransUnion Corporation.

The settlement offer has several options to choose from; Mr. Glover reports:

There are five options:

1. Six months of credit monitoring;
2. Potential cash payment (if available)
3. Six months of credit monitoring and a potential cash payment (if available)
4. Nine months of enhanced credit monitoring
5. Sue TransUnion yourself

Option three is just option one plus option two. I can’t imagine why someone would go for one or two, since option three gets you six months of unlimited access to your credit score, with credit monitoring plus a potential cash payout.

To opt into the settlement head over to the In re Trans Union Corporation Privacy Litigation website

[Sign up for your TransUnion class action settlement benefits]