When you end a sentence with a quote, do you put your ending punctuation within the quote or proceeding it? Personally, I interpret quotes as a literal string, much as in all programming languages I’ve seen to date. To this end, I believe the punctuation within a quotation should be eschewed if not enclosed as part of the quote. Allow me to provide a small array of examples:

Gramatically correct: I asked her, “Did you go to the store?” She replied “No.”
Programatically correct: I asked her “Did you go to the store?”. She replied “No.”.

Gramatically correct: He said he had “programmed the toaster.”
Programatically correct: He said he had “programmed the toaster”.

Then, of course, there are the people who just don’t understand grammar and ignorantly throw the punctuation around like sprinkles. How do you handle these situations? If you go for the accredited grammar, do you see why it’s wrong in this regard? Discuss.