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Credit Report

Credit Cards for Groceries

Using credit cards for groceries is a dangerous trap. By deferring the cost of food you purchase today until another day, you run the risk of bloating your account with an unpaid balance. When you put off the cost of groceries purchased with a credit card, you mortgage your future.
As I was poking around the [...]

Time for a New Credit Card?

New credit card offers dominate the deluge of direct marketing material that lands in our real world mailboxes. Around these parts, the never ending stream of pieces hawking plastic piles up on the counter until I have the chance to sort things into one of the two most appropriate places … The new credit card [...]

When a Free Credit Report Isn’t Free

Whether you’re about to finance a new car or apply for a home equity loan, knowing where you stand with a current credit report is a good thing. But getting ripped off for what’s billed as a free credit report? That’s a bad deal. The Federal Trade Commission (FTC) to the rescue …

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