For years I have had a Quicken credit card. The rate was decent at 10%. I then missed 1 payment and the APR skyrocketed to 28%. OK, so I call QuickenCard, which is CitiBank. I ask them to please lower my APR. They say OK, and that it will be done in 1 month. Enter [...]
Yet another bank has pissed me off to the point of writing about it. Great Western Bank here in South Dakota is one of the worst I’ve encountered. It’s like I am living in a friggin’ third world country. Let me tell you why.
It started with the lack of envelopes at the ATM’s so that [...]
I just spent $175 at the grocery store. I hardly even spend over $100 usually, but today I managed to spend $175. Granted I had quite a few items such as dish washing liquid and laundry detergent push that figure higher, but there were a few groceries that scooted under the radar and turned out [...]
People have been getting bent out of shape over the death of the SUV, stating and restating that they just have to own a larger vehicle. They use every excuse in the book to justify the fact that they are throwing hundreds of dollars away on the vehicle, insurance and gas.
I know there are a [...]
I feel the need to bring up something that has been mentioned before here at Lockergnome. These Monster cables that you find in the bigger electronic store chains such as Best Buy or Circuit City are a scam. I bring it up, because I still see many people falling for it. People buy these cables [...]
Oh how the mighty have fallen. GM said today that they may discontinue the Hummer brand due to rising gas prices. Back in 1999, GM bought out the company and started manufacturing Hummers. In reaction to rising gas prices, GM released smaller versions of the Hummer with the H2 and H3 models.
I love being able [...]
Yesterday I spoke with a car dealer about how car sales are going. Of course she said they are terrible. We discussed hybrids and smaller cars and how those are the only things that sell right now. She said if you’re trying to sell or trade in an SUV, mini-van or large truck, you’re not [...]
When I was a kid, bottled water didn’t exist. We drank from a faucet. Then the French said “American’s are so stupid, they would pay for bottled water!” and Evian was born. I joke, but American’s drink more water than coffee, milk or beer. Why do we pay $1.00 for 12 ounces of something we [...]
For years I lived on Chicago’s North Side not far from the Wrigleyville neighborhood. In the early ’90s, my neighborhood was a blue collar kind of area. Middle class all the way. Slowly though, the yuppies started moving in. Property values skyrocketed, making it impossible for the average middle class family to continue paying the [...]
With gas prices being so high, doing little things to save every single drop of gas can help your wallet. Most of these you will probably already know, but they serve as reminders to not be lazy and actually take steps to save money.
Don’t warm up the engine
Experts say there is no benefit to letting [...]
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