Great Western Bank Service is Absolutely Horrid
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Yet another bank has pissed me off to the point of writing about it. Great Western Bank here in South Dakota is one of the worst I’ve encountered. It’s like I am living in a friggin’ third world country. Let me tell you why.
It started with the lack of envelopes at the ATM’s so that I can make a deposit. I often make deposits on Saturday or Sunday, I just don’t have time to go to the bank during the week. So when I need money in the bank, I count on envelopes so that I can put my checks in them so the ATM will take them. On 4 occasions in 3 months, there were no envelopes. Small problem, but ends up being big when you add in other things.
Second, many of their ATM’s at branch locations do not accept deposits. My main branch’s ATM was out of order one Saturday, so I drove all over looking for another branch. After trying 4, none of them accepted deposits. Unacceptable in this day and age when so many other banks never have this problem.
Third, their phone system is a clusterfuck. The phone options are unclear, and when you get through to somebody, they don’t ever transfer you to the right person. You end up talking to 3 or 4 different people and then in some cases, back to the same person again.
Fourth, they offer zero protection on their bank cards. A retailer recently overcharged my card with an online purchase. After contacting the retailer and getting the runaround, I figured my bank would help me. After all, any bank card I’ve ever owned allows me to challenge any charges either online or over the phone. Not with Great Western though. You have to drive to a bank, fill out a form and then hope it goes through. In my case I had to talk with 3 different people. Each of them calling me back for details I have already covered with the previous person. As of now, their crew is doubtful I can get any type of credit back. Oh and even if I do, I have to wait 90 days.
It’s wonderful, dealing with a bank from the year 1973. Guess I’m off to find another bank, one that at least provides service from the year 1995.

14 Comments
Martin Kruse
June 23rd, 2008
at 9:37pm
1) Direct Deposit
2) Use a Credit Card, using a bank card or debit card is just asking for it
Disgruntled Omahan
September 4th, 2008
at 2:59pm
GWB is a disgravce. And, it’s all Dan Brabec’s (CEO) fault.
We pulled our accounts at this bank.
1) Their tellers are untrained.
2) The employee turnover is very high - like every other week a new teller.
3) The good managers are underpaid and unpromoted - They then leave.
4) The bad tellers are promoted to branch managers.
5) The tellers repeatedly put $$ into the wrong accounts - they cannot even read a deposit slip!
6) Their bond brokerage w/Ameritas is a ripoff of liars and cheaters. Don’t trade with GWB. Check out the SEC complaints.
7) Brabec ignores customer complaints.
9) The Auusies bought a lemon!
Not Australian
September 20th, 2008
at 2:43pm
No, it’s not the old exec, it’s the new ones brought in by Australian National Bank, which bought Great Western the past year. The Omaha exec now is Colin Anderson. I found him to be arrogant and unwilling to admit to the bank’s mistakes.Great Western is more like Rape Western Bank!
Husker
September 25th, 2008
at 9:05am
We were concerned about a couple issues with GWB, like some large unsecured loans but the grass isn’t greener on the other bank lawns either. We haven’t found a bank recently that offers great service anywhere. At Wells Fargo, we spent almost 3 hours setting up a simple checking and savings account and they nickled and dimed us to death until we left. BB&T isn’t much better with their high fees and low customer service. Bank of Nebraska was bordering on criminal actions with their questionable banking practices. All in all, I could live with bringing my own envelop to the night deposit and using a regular credit card.
unemployed
October 24th, 2008
at 9:00am
Great Western Bank has rip off Nebraskans with the crime of the century and put $800,000,00.00 in their pockets. How is it that no one in the State had bought forward charges?
ticked in iowa
November 14th, 2008
at 1:29pm
Great Western Bank sucks in Iowa too. They are coming down on me for being less than 30 days late on a loan that has a balance of less than $10,000, when they loaned millions to Ed Boesen based on a fake Smith Barney account! And, not only was the account fake, it was approved through an email address!!! Come on people. So, now they are out millions for those loans and once again us regular folk take the brunt of it. They’ve all become very difficult to work with just because of their screw up!
Smart Consumer
January 12th, 2009
at 10:39pm
Check out the many FDIC complaints against Great Western Bank. The bank has really antagonized its customers by cheating them. It’s all there in the government files. Hmmm, is our taxpayer money bailing out these crooks, too? Don’t trust Jeffrey Prickson, bank CEO, and Douglas Dribble, bank EVP.
bank mystery shopper
January 16th, 2009
at 8:49am
This sounds like what I went through as a new college student almost 20 years ago. My ATM card wouldn’t work in my college town. I called home frantic to my parents, as that was the only access to money that we had planned on. Luckily I had a nice roomate who could lend me some cash. I can’t believe that some banks can’t get their act together in 2009.
bank shopper
January 21st, 2009
at 7:53pm
I never use a debit card for online purchases. Not only do you get less protection, your bank account can be cleaned out very quickly. I’ve had pretty good luck at Wells Fargo ATM machines for deposits, but direct deposit is still so much easier.
gwb satisfied
February 13th, 2009
at 9:18am
GWB I have found to be the best in the area. The envelopes are located inside the machines. Only moronic idiots dont know how to make deposits at an ATM. Further GWB is having to follow new fed. regulations that ALL banks have to follow. further, you will find that most banks are the same in their policies. the ones that allow the most leeway are the ones that will fail and be the ones getting the bail out money….satisfied customer for over 15 years.
GWB sucks
February 19th, 2009
at 1:54pm
I totally agree with you on GWB royally sucking. The one in Spearfish SD didn’t even have a place to get envelopes so you could make a deposit up until the last couple of months. I guess enough people bitched for so long they finally decided to put some out. Also there ATM machines don’t even have a place to deposit money so you have to drop it in the night drop but supply your own envelope. And most of the time there ATM machine is down in need for service so you have to go to another bank then that bank charges you a fee and so does great western bank for using a foreign atm. Great western bank sucks!
International Traveller
March 1st, 2009
at 8:46pm
Great Western Bank is really not that bad. I’ve been able to use my bank card in 4 different continents. And guess what, all of the Atms worked the same- there is no such thing as a ‘foreign” atm. Not many banks let you withdrawl your money the same day you deposit it.
The bank takes on a huge liability in order to make that happen. And the bank tellers have always been more than helpful, anything I need- they make it happen- as long as what I ask for is reasonable and not against the FDIC’s policy. (and as long as I ask politely) I have been a customer of The Bank of New York, then Chase Bank, then Commerce Bank and now TD… and I have always kept my my account at Great Western. Do you know why? Because when my information was stolen, Great Western Bank caught it right away and turned off my account and sent me a new card. A lot of people have been upset about Australia buying this originally midwestern bank, I guess people just can’t handle change… even when there is not any, look which banks had to be federally bailed out and which ones didnt. Great Western wasn’t one of them, looks like they did something right.
b katie
March 5th, 2009
at 9:08am
If you really want to piss them off — go on the FDIC website and complain. They have a consumer complaint form you can complete online and send it in. The more FDIC complaints that are against the bank the more fun the bank’s next FDIC audit will be.
TC
July 1st, 2009
at 11:05am
GWB just bought my bank. I’m not happy. They lost all my online bill pay data the day before my mortgage was due. They want me to go in to my bank to set it up again. Then they tell me it takes three days to process online payments anyway. Three days!? WTF!! I might as well go back to mailing checks. My girlfriend and I will be shopping for a new bank.