Insurers Starting To Pay For Digital Content

Michael Santo of RealTechNews writes:

The word, of course, is starting. But according to The Independent, insurers are starting to pay for loss of things like your collection of music downloads, downloaded games or other software, or ringtones.

Nationwide has been the trailblazer, including music and other entertainment downloads as standard in its home contents cover. The building society argues - and a lot of iPod users would agree - that these virtual music collections count as family valuables, just like CDs and old LPs. Other insurers are considering a similar addition to their home contents cover. [Source: The Independent]

We Say: The policy covers fire, theft, and flood… so a crashed hard drive… yer outta luck. Also, you will have to prove you bought the downloads, so don’t even think about submitting for something you might have gotten from… oh, say… BitTorrent?

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