It was returned to Mountain Land Collections and Attorney Quinn Kofford to collect on it. I received the initial collection notice to which I responded with a validation of the debt request. They sent a copy of the signed medical admission papers that I signed. They then served me with judgment papers to which I responded to the court directly with a statement that stated I was made to sign under duress in order to get the medical attention I needed, and that because I was under duress I should not be held liable for the bill.

I was later served with a pretrial notice because I responded to the judgment. I appeared at the pretrial hearing and the Law Office of Quinn Kofford and his assistants were there. There was a good group of us debtors in the waiting area outside the court room. Quinn asked how many of us were there for Mountain Land Collections, about 10 or so people raised their hands. They then numbered us off and had us go off into a little side-room, where they prettty much tried to muscle us into “lets make a deal”. They were wanting to get payment arrangements of like $25.00 per month set up etc. I sat down with one of the female assistants and she right away tried to make a deal with me. I promptly told her that I was not going to pay the debt because I don’t feel I am responsible for the debt. She proceeded to question me along the lines of “so you don’t think you should pay for medical services rendered to you?” I responded I didn’t have a choice, I could have died or sign the consent. I kept on refusing to make a deal with her. She threatened to take this to trial, I indicated that I really didn’t care if it went to trial, I am not going to pay this debt. She got frustrated and referred me to the attorney.

So Quinn sits down next to me and is trying to make a deal with me. I still refuse to make a deal with him. Then he says that I need to understand that he is the opposing attorney and after looking at my case, and what my argument is, he will win if this goes to trial. I acted indifferent still. He then said he could discount his fees and interest and make a payment deal. I told him that the only way I was going to pay anything is if I was to get a payment for deletion agreement first. He asked what that was. I explained the process to him. and I also told him that I work in the credit repair industry. He wasn’t sure that it was possible, I assured him that it is possible and I explained exactly how it works.

I also told him that the marks on my credit report are already at an R9 which is the maximum damage it can get. he agreed, And I let him know that there really isn’t any motivation for me to pay if that won’t change. He agreed. He said he will present the idea to the creditor and see if they are willing to agree to the payment for deletion. He also told me that he has been doing this for 15 years and he has never heard of this approach before.

Today I got a call from their law office, I returned their call, and they said that they are willing to do the payment for deletion agreement AFTER I pay them in full. I refused that deal. I told them that I need the agreement first or else how am I to trust that you will delete it after the payment has been made? She said that If they say they will do it, they will do it. I disagreed. She then told me that “I’ll talk to my office manager about it, but it looks like it will go to trial”. I said Ok.

They called me back about 20 minutes later and they said that they would agree to put a paragraph in the repayment agreement that states that upon repayment they will agree to delete it off of my credit reports. I said great.

So now I am awaiting the deal to come in the mail to sign and deliver back to them.

What I learned is that if you are served with a judgment, it is to your advantage to respond to it and at least state your side of the story. I also learned that the attorney will schedule all of his collection accounts to appear at the court at the same time to save them hassles of returning multiple times. I also learned that they will then hustle you for a quick and easy deal that usually only benefits them. I also learned that if you don’t understand how the credit and collections game is played and if you don’t understand your consumer rights, the collectors will walk all over you to their advantage. I also learned that if you go in to the court or negotiating arena knowing exactly what you want to get out of it (in this case, payment for deletion), and hold your ground regardless of their intimidation, it’s likely you will succeed with achieving your goal.

It is definitely not for the faint of heart, but it works.

Do we realize that we are now primed for a devastating terrorist attack? Is America ramping up its vigilance? Is national security on people’s minds? My prayer is that I would hope so. But since I haven’t heard any news or any rumors at all about keeping up our national security, my fear is that we are sitting ducks, primed for a far more devastating terrorist attack than September 11. What better opportunity would a group have to attack a country they hate? Hitting us when we are on our knees financially, I’m afraid, could tip us into a full-blown depression; and ruin our country.

America is notorious for being a reactive rather than being a PROACTIVE nation. The proof is in front of us every day. We have known for years that the sub prime mortgages were going to catch up to us someday, yet we did nothing about it, until the bottom fell out of the market. Now we are in REACT mode trying to fix so many years of bad judgment and shoddy financial products. Prior to September 11, America knew of Osama bin Laden. Had him in our sites even. We were not proactive. We all know how that turned out.

I am afraid that we are in an extremely vulnerable position now for devastating terror attacks. America, I believe, is more concerned with the current economic crisis and is completely oblivious to another potential 9-11 scale of attack.

Now is the time for American vigilance. Now is the time to ramp up security. Now is the time to be looking at the “unimaginable” scenarios - looking where we have never thought to look before.

Now is the time to pray we are not attacked.

Enter our “poster-boy” for criminal tax evasion: Alphonse Gabriel “Al” Capone (January 17, 1899 – January 25, 1947).

Capone was notorious during the Prohibition Era for his control of large portions of the Chicago underworld, which provided the Outfit with an estimated US $10 million per year in revenue.

Although never successfully convicted of racketeering charges, Capone’s criminal career ended in 1931, when he was indicted and convicted by the federal government for income tax evasion.

Interesting to note: his business card reportedly described him as a used furniture dealer.

Forward to present day:

If you’re going to be dealing in drugs, sale of stolen goods, extortion, or any number of illegal business ventures, make sure your wealthy lifestyle is congruent with what you claim as your employment.

Here’s where your problem lies: The last job you had was flipping burgers at McDonald’s, and you haven’t filed a tax return in 5 or 6 years, but you’re living in a million dollar house, driving a $75,000 Hummer.

When your county tax assessor comes around to measure your house for property tax purposes, these lifestyle vs income “incongruencies” will be made obvious. How will you be able to rationalize to the IRS how you are living this wealthy lifestyle when the last job you filed taxes on was a burger flipper. Good luck with that one!

The solution:

Get organized and pay your taxes! With getting organized, Set yourself up as a legitimate business. File you Articles of Incorporation to create a corporation. or file Articles of Organization to create an LLC (Limited Liability Company). This will also separate you legally from your “business assets”. If you have dealers, runners, spotters, etc. set them up as “employees” create an ADP account for payroll. Remember, most of your outgoing expenses will be tax-deductable; which will minimize the actual amount you pay to the IRS. File your quarterly and annual taxes on schedule and accurately.

My point in all this is you can pretty much deal in anything you want as long as on paper you appear legitimate. At least it will divert the gaze of Uncle Sam.

Oh yeah, don’t forget to read up on the RICO (Racketeer Influenced and Corrupt Organizations)act of October 15, 1970. It’s the law that Rudolph “Rudi” Giuliani used to bring to justice key organized crime figures. Regardless of how “legitimate” you look on the outside and on paper, you could still be hit with a RICO suit and thrown in the clink for a good long time!

When all is said and done, DON’T BREAK THE DAMN LAW!! you’ll always lose eventually.

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One of my favorite authors and speakers, Jim Rohn, has a saying: “Work harder on yourself than you do on your job. If you work hard at your job, you can make a living. If you work hard on yourself, you can make a fortune.”

When is the last time you knew of a really wealthy EMPLOYEE? It’s been a while hasn’t it? Or if you’re like me, NOT AT ALL. The business you work for will pay you just enough to survive, pay the bills and that’s about it. I suppose if you were an avid investor of stocks and other securities, you might be able to become wealthy. Probably after about 30 years or so.

I finally realized this fact and began asking myself the question, “whose dreams am I working for anyway?” I have done a ton of reading, listening to seminars, soul-searching and questioning. Then I started writing. I first wrote “The 25 Rules For Success, Wealth & Happiness.” This book that I have been selling successfully is basically the 25 common laws of success and achievement. These are the rules that have been constant since the beginning of humanity and intellectual thought. They are as true then as they are now.

Then I started studying business and entrepreneurship and started creating small business ventures and really understanding how business works. I then started writing a book about how to create your own business. I found that the help and training I received from the Small Business Development Center was a good start but it was really sub par and I needed much more information, I read and studied for years and got the knowledge I was seeking. I added all of that information in the book, “Self Employment 101.”

By the way, all of the E-Books I have written are available to check out from this site.

In the end, I was able to successfully shift my paradigm (the way I see the world)from being an EMPLOYEE, to being a BUSINESS OWNER and have been very successful at it.

Nothing will change for you until you start to seriously ask yourself, “Whose dreams am I working for anyway?”

If you’re not completely clear on what you want, check out some of my E-Book resources on this blog.

$3.99
Internet Cash King Secrets
http://store.payloadz.com/go?id=130147

$3.99
Self-Employment 101
http://store.payloadz.com/go?id=102691

$3.99
The 25 Rules For Success, Wealth & Happiness
http://store.payloadz.com/go?id=130138

$3.99
World’s Best Homemade Chocolate Chip Cookie Recipe
http://store.payloadz.com/go?id=132603

I don’t know, maybe I expect too much, But apparantly the other sandwich makers, such as Subway, find it rather easy to do the sandwich up the way I want it while they are building it! They will even toast it for you too! Simply AMAZING!!

Sale department

We need to be looking where we are not. (good luck with that one right). The reason 9-11 happened is because of our collective lack of imagination. 9-11 was so devestating because it was completely outside the realm of our imagination. No one would have ever imagined that it would be possible to hijack that many airplanes simultaneously, and to accurately destroy so many high profile targets at the same time.

The airport security we know is a complete facade. I used to be employed by a major airline at a major airport as an aircraft cabin cleaner. The first day I went through the back-end security, I started laughing out loud! (and this was well after 9-11). So here I am just some guy with an electric cart loaded with all sorts of boxes, bottles, bags etc. And there is just some “rent-a-guard” at the gate that just gives my cart a cursory “look over”. Oh yeah, these cursory “look over’s” ARE RANDOM! I would go days and days with out doing much more than just swipe my badge and the gate goes up.

The scary thing is, in order to get this level of trust and ACCESS to aircraft and passenger’s lives is to simply not have been convicted of a felony and to be able to pass a basic background check. So any terrorist group could easily come up with some guy who has a clean record, to get a job with an airline, working on the ramp, in order to get access to aircraft to be able to carry out some plot. It’s a piece of cake AND SCARY AS HELL!!

Sale department

July 8, 2008

To all employees,

Here at New Revolution Ventures, we pride ourselves on our new Special High Intensity

Training (S.H.I.T) program. In fact, we pride ourselves on the amount of S.H.I.T we provide to

all our employees. Our philosophy is that if we give our employees more S.H.I.T than any other

firm, we will soon be the leader in our industry. We also believe that the S.H.I.T we give our

employees will then carry over to our clients, in the hopes that our employees will give more

S.H.I.T to our clients, thereby, hoping for a happier, more satisfied client. We are also calculating

that our clients will value the S.H.I.T we give them on a daily basis.

We are so confident in our S.H.I.T program, that for our outstanding employees, a new bonus has

been implimented. This will go to the employees who proactively go out of their way to give

more S.H.I.T to other employees than any other person.

If, at any point, you feel you have not received enough S.H.I.T for the month, please contact a

staff member and they will ensure you are given more S.H.I.T.

We are also initiating a new work place relaxation policy known as Superior Constant Relaxing

& Energizing Work Environment De-stress (S.C.R.E.W.E.D). Here at New Revolution Ventures,

we want our employees to feel as S.C.R.E.W.E.D as possible, we believe that a S.C.R.E.W.E.D

employee is a happy employee. To this end, we will make sure all our employees feel

S.C.R.E.W.E.D at all times.

If you are not feeling particularly S.C.R.E.W.E.D at any point, please make sure you attend the

S.H.I.T meeting so we can make sure you are feeling S.C.R.E.W.E.D at all times.

We have a new billing and accounting procedure in place, its now known as Restored Account

Priority Escalation (R.A.P.E). This is to provide a speedier resolution to all of our clients billing

issues.

We are now required to R.A.P.E each of our clients bank accounts. By performing a R.A.P.E of

each of our clients bank accounts every time they call with billing issues this will actually help us

become a more profitable company.

We are presently restructuring our management titles and duties. Your supervisor is now much

more than just a supervisor, they will now be known as Business Account Supervisors Tasked

At Relaying Data (B.A.S.T.A.R.D). All personel and job related issues will now be brought to

the B.A.S.T.A.R.D on duty.

If you feel you are not feeling S.C.R.E.W.E.D at work, please consult the B.A.S.T.A.R.D on

duty. The B.A.S.T.A.R.D will make sure you receive more S.H.I.T to ensure you are feeling

S.C.R.E.W.E.D at all times while working for New Revolution Ventures.

We are excited to impliment these new changes, and we hope you will find your employment

here highly rewarding.

Sincerely,

Daniel Muhlestein

Head B.A.S.T.A.R.D

Sale department

So when I graduated, I left high school and never looked back. I pride myself in that my life BEGAN after high school. I have lived equivalent of multiple life times in the past 18 years. My life has been incredible, exciting and AMAZING!

Which brings me to my point in writing this entry. I have a sister-in-law who graduated high school with me and still lives in the same area that she lived in while in high school. She recently introduced me to our “class of 1990″ website. It’s a social networking/reunion site. So I sign up for it, and I noticed that its full of all of the same clique-ish people who were the same way in high school. As I am reading through their profiles, I am grining to myself because (to me) their lives seem very mundane and boring. Oh yeah, and I noticed that the same people who were all about the cliques are still all about the cliques. They only message the people they hung out with in high school and no one else.

So I think to myself, how greatful I am that I DIDN’T put any real “stock” in my high school experience, because, my life now is very dynamic and exciting. And the fact that I can’t even relate to these people makes it all the sweeter! Even the guys with the Micosoft and Boeing gigs now, make me yawn.

So while the rest are posting messages about what they want to do for a 20 year reunion, I have posted that I don’t mind hanging out on such sites, but I WON’T be attending any reunions. —In your face!!

Sale department