Credit cards for people with bad credit are not hard to come by, and I can highly recommend two - one unsecured and one secured.
Tribute MasterCard - This is an unsecured MasterCard that accepts almost anyone. It doesn’t offer any rewards, discounts, or rebates, but it does report every month to the big three credit […]
What’s the difference between a secured and unsecured credit card, and which one is better?
Secured Credit Cards are generally used to help people raise their FICO scores, or the line of credit that companies are typically offering them. The term “secured” comes from the fact that you must open a savings account and deposit a […]
Getting a credit card with bad credit isn’t an impossible task, but you’re not going to get the best credit offers in the world. Still, it’s a line of credit that you can use to build up your credit score and get you out of bad credit hell.
Here are some tips that will help you […]
A credit card: it’s a magical piece of plastic that lets you purchase items you don’t have the cash for. It’s not a debit card because you don’t need to have the purchasing power up front, but it’s also not “free money” because the debt has to be repaid.
A credit card is nothing more than […]
In the world of personal finance, credit cards and personal loans boil down to two main definitions:
Credit Cards - Credit cards are also known as “revolving credit.” That is, you have a set spending limit (say $1,000) which you can spend any way you choose. You can pay back any amount of your debt owed […]
Did you know that more than 80% of American households have at least one credit card? And, if you consider yourself to be “Average” then you have at least eight credit cards in your wallet, racking up debt and interest payments.
It’s not easy owning plastic, let alone owning eight cards! Here are my top tips […]
Credit, when talking about money, is literally financial trustworthiness, i.e.: how much someone (or something) will trust you with borrowed money.
In this modern world there are two kinds of credit:
Item-based credit — these are usually fixed loans, such as a mortgage, personal, or car loans. They’re used to buy one specific item that you normally […]
