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2007 May

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Credit Card for Bad Credit

Credit cards for people with bad credit are not hard to come by, and I can highly recommend two - one unsecured and one secured.
Tribute MasterCard - This is an unsecured MasterCard that accepts almost anyone. It doesn’t offer any rewards, discounts, or rebates, but it does report every month to the big three credit […]

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Secured vs Unsecured Credit Cards

What’s the difference between a secured and unsecured credit card, and which one is better?
Secured Credit Cards are generally used to help people raise their FICO scores, or the line of credit that companies are typically offering them. The term “secured” comes from the fact that you must open a savings account and deposit a […]

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How to Get a Credit Card with Bad Credit

Getting a credit card with bad credit isn’t an impossible task, but you’re not going to get the best credit offers in the world. Still, it’s a line of credit that you can use to build up your credit score and get you out of bad credit hell.
Here are some tips that will help you […]

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What is a Credit Card?

A credit card: it’s a magical piece of plastic that lets you purchase items you don’t have the cash for. It’s not a debit card because you don’t need to have the purchasing power up front, but it’s also not “free money” because the debt has to be repaid.
A credit card is nothing more than […]

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Free Personal Finance Software

Maintaining your own personal finances can be pretty tricky if you don’t have the right tools. While a good old pen and some paper can go a long way, archiving and saving that paper can be difficult — and you’re screwed if they’re consumed in a fire. So, people often turn to software to get […]

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Used Tampons

AdSense is great at understanding one thing: context. Technical context. If I write a long diatribe about soap carvings, chances are that the advertisements will reflect the interests of the reader; however, there is one humorous flaw with AdSense: it doesn’t really understand social context.
I think this picture speaks for itself.

Tags: tampon

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Free Conference Calling Reviews: Gaboogie

Free conference calls are not that difficult to come by, but a free conference calling service with an easy to use administrative interface and tons of features is difficult to come by. One of the things we’re trying over at /live is a way to have listeners call in and talk directly to Chris. Chris’s […]

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How To Register A Domain Name

Registering a domain name is as easy as baking a ready-to-eat pie.
First, seek out a reliable registrar. I personally can recommend GoDaddy, as it’s served me very well in the past (you can use the coupon code CHRIS1 to save some money).
Second, find the domain of your dreams. Every popular registrar out there will have […]

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Credit Cards vs Personal Loans

In the world of personal finance, credit cards and personal loans boil down to two main definitions:
Credit Cards - Credit cards are also known as “revolving credit.” That is, you have a set spending limit (say $1,000) which you can spend any way you choose. You can pay back any amount of your debt owed […]

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How To Manage Your Credit Card Debt

Did you know that more than 80% of American households have at least one credit card? And, if you consider yourself to be “Average” then you have at least eight credit cards in your wallet, racking up debt and interest payments.
It’s not easy owning plastic, let alone owning eight cards! Here are my top tips […]

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What Is Credit?

Credit, when talking about money, is literally financial trustworthiness, i.e.: how much someone (or something) will trust you with borrowed money.
In this modern world there are two kinds of credit:

Item-based credit — these are usually fixed loans, such as a mortgage, personal, or car loans. They’re used to buy one specific item that you normally […]

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How To Improve A Credit Score

Raising your FICO credit score can be a very difficult and time consuming task, but its well worth it! I’ve compiled this list of eight things you should know on how to improve your credit score, but you must keep in mind that even if you follow these tips to the letter you will not […]

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What Is A Good Credit Score?

Continuing on our theme of good credit we ask the question: what is a good credit score?
This question really depends on your lender and how they rate individual scores. It is a good idea to speak with your lender, who would be best able to answer that question; however, we can make some generalizations when […]

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What Is A FICO Score?

If you’ve ever been in debt you’ve probably heard the term “FICO score” but you probably don’t know what it is. So, what is a FICO score?
In the 1950s, Fair Issac & Co. (FICO) created a scoring method that would help creditors determine the likelihood that a certain user would pay their bills, based on […]

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How To Get Out of Credit Card Debt

I’ve officially re-joined the ranks of the credited. That’s right, folks: after what seems to be an eternity in debt (and spending an even longer time with an open account at collections agencies) I’ve finally built my credit score back to the point where I can get approved for a new unsecured credit card.
It wasn’t […]

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uStream Updates

uStream is apparently slowly rolling out a bunch of updates to their website.The rollout appears to be staggered, but right now we’ve got:
A brand new broadcast screen, which shows both the local video, as well as the remote video being delivered to your users. This should help in diagnosing problems with the stream. Bonus points: […]

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The Dirty Drama of Chris Pirillo & Friends

So, Chris Pirillo & Friends has got you hooked, and now you want more. You want more information, more secrets, more juicy details than you could ever get by watching a guy type at his computer? Well, here’s some information I’ll bet you didn’t know:
The entire page is composed of nothing but Javascript and PHP […]

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What Is A Widget?

Being a geek can be kind of funny: sometimes you find things that are so cool and so new that everyone else just “doesn’t get it.” For example, take widgets (including web widgets and desktop widgets). Back in 2000 the idea of a so-called widget was very new and unknown to most people, but fast-forward […]

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Pidgin 2.0 Review

So, I’ve heard a lot about Pidgin from the folks in the Live Chatroom. I’m not entirely happy with Miranda (they suffer the same problem that every open source product suffers from: piss-poor UI), and once I saw the Slashdot article on Pidgin, I decided to give a try. And, so far, so good.
Before I […]