Don’t you love stories where people sue major companies over something so small, something that was probably their fault to begin with? Well I got another one for you!

Francisco Garcia has put together a class action lawsuit against Microsoft on the charge of consumer fraud. He claims that Microsoft illegally allowed his son to use his debit card to purchase a $50 Xbox LIVE membership. After a year, it came time for the auto-renewal, which automatically took another $50 from Francisco’s account. Sadly for poor Francisco, his account didn’t have sufficient funds, so he got slapped with a hefty $35 fine! Fransisco complained to Microsoft about the situation, and they refunded the Xbox LIVE fee. But they wouldn’t take care of the $35 overdrawn charge.

Francisco claims that because Microsoft illegally allowed a minor to use his debit card and is sueing for unspecified damages. Microsoft is taking the defense that they shouldn’t have to pay anything, seeing as how the kid lied about his age to sign up, as per Xbox LIVE TOS.

See any problems in this story? I love the fact that this kid was able to play on Xbox Live for an entire YEAR without his father, who never gave permission to do so, finding out. Just goes to show you how closely parents are watching their kids. Also, if this guy doesn’t even have $50 in his account, he really needs to take a step back & figure out just how much money he actually has… Maybe it’s time for a new job?