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Credit Cards

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What is a New Credit File?

Quite often on the Internet you’ll see companies that advertise ways for you to start over with your credit score and create a new credit file. Hey, if you have bad credit, wouldn’t you want to start with a new credit profile?
To create a new credit file these companies advise that you apply for an […]

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What is a Prepaid Credit Card?

You probably see them all the time at gas stations or advertised as a solution for people with bad credit. Prepaid credit cards act just like a regular credit card, except unlike a normal credit card there is no line of credit behind the plastic.
Essentially, prepaid credit cards are debit cards.
There are two main differences […]