How to Budget Your Finances
Budgeting is among the hardest things I ever do – I simply don’t enjoy it. I have a bad habit of paying bills and automatic investments, and then allocating the remainder to dining and gadgets, which makes the concept of zero-based budgeting almost mind blowing. Zero-based budgeting is the process of assigning a place for every dollar you take in each month before you actually get the money. Whether that’s groceries, savings, investments or the latest PSP game releases, knowing where your money is going makes it easier to plan. Getting Finances Done offers a comprehensive look at how to create a zero-based budget, which in many cases will lead to having more money even if you’re “spending” on paper before you actually get the funds. Use the recently mentioned Free Accounting Software to plan your finances and you’ll have zero cost for your zero-based planning.
Found on Lifehacker
budget, finances, free accounting software, zero based budgeting
