Archive for Money and Finance
How to Budget Your Finances
Budgeting is among the hardest things I ever do – I simply don’t enjoy it. I have a bad habit of paying bills and automatic investments, and then allocating the remainder to dining and gadgets, which makes the concept of zero-based budgeting almost mind blowing. Zero-based budgeting is the process of assigning a place for every dollar you take in each month before you actually get the money. Whether that’s groceries, savings, investments or the latest PSP game releases, knowing where your money is going makes it easier to plan. Getting Finances Done offers a comprehensive look at how to create a zero-based budget, which in many cases will lead to having more money even if you’re “spending” on paper before you actually get the funds. Use the recently mentioned Free Accounting Software to plan your finances and you’ll have zero cost for your zero-based planning.
Found on Lifehacker
budget, finances, free accounting software, zero based budgetingHow to Start a Business in Your 20s
As someone who started two different companies in my twenties, I know exactly how hard starting a business can be. Being entrepreneurial in your thirties isn’t exactly a cakewalk either, but a few gray hairs goes a long way toward getting some respect. StartupJournal has some common sense advice for anyone thinking of leaping into the path of starting a company, including these wise words:
1) Get help
2) Don’t live like a millionaire at 25
3) Build your resume – fast
All three are good advice at any age, especially not living like a millionaire (unless you are one). Before you launch your first (or next) company, it’s worth it to review The Journal’s wisdom on How to Launch a Business in Your 20s.
How to Save Money on Car Insurance
Car insurance is one of those necessary evils you can only live without if you don’t own a car. Even with a clean driving record you’ll still pay several hundred dollars every year, in some cases a couple hundred dollars per month. The most common tip I’ve seen for reducing car insurance bills is to raise the deductible. Many other factors play into how much you pay and with careful examination of the bill, you can drop your rates even further by eliminating stuff you don’t really need. Over the life of owning a car, these dollars start adding up. Get rich slow offers advice from someone who works in the insurance business on how to cut cost on car insurance.
car insurance, driving record, insurance, insurance bills, insurance business
