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Protection

Understanding Life Insurance, Variable Policies

The Variable in a Variable Universal Life (VUL) policy means that the cash value is invested in a separate account. The separate account consists of mutual funds. To offer this policy your financial adviser must be licensed as an insurance agent and registered with FINRA. The cost is the nearly equal with [...]

Warren Buffet Is Wrong About The Estate Tax

Most of time he’s right. This time he’s wrong.
It is my opinion that the estate tax must be eliminated. How would you like the government to take a percentage of your inheritance? I certainly wouldn’t. The fact that anyone has to deal with the IRS after losing a loved one disturbs [...]

Understanding Life Insurance, Fixed Policies

[tags]finance, life insurance, assets, investing, legacy[/tags]
Purchasing a Life Insurance Policy can be a stressful time for everyone. The decisions made about what happens after your death can be very emotional. So, if you haven’t already, fill out this generic Will. Sign it and date it, don’t worry about the witnesses. There [...]

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