The Variable in a Variable Universal Life (VUL) policy means that the cash value is invested in a separate account. The separate account consists of mutual funds. To offer this policy your financial adviser must be licensed as an insurance agent and registered with FINRA. The cost is the nearly equal with [...]
Most of time he’s right. This time he’s wrong.
It is my opinion that the estate tax must be eliminated. How would you like the government to take a percentage of your inheritance? I certainly wouldn’t. The fact that anyone has to deal with the IRS after losing a loved one disturbs [...]
“The most powerful force in the universe is compound interest,” he remarked. At lunch one day he came up with the “rule of 72.” It’s a tool that is used to estimate how fast compounding works. An analysis of the rule indicates that return increases exponentially as the rate increases. [...]
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